Stockopedia Stock Page For tax

re. End the ISA AIM share ban

Boros10 — Wed, 12 Dec 2012 09:39:36 +0000

Boros10 posted:
I am generally in favour of allowing all AIM stocks to be held in an ISA. I have one major concern though. In recent years we have seen anywhere between 50 and100 AIM companies delist each year. In some cases a tender offer is launched at a significant premium to the prevailing price prior to the annoucement. In other cases a tender offer is launched without any premium or even at a discount to the current price. In yet other cases, no tender offer is made at all. ISA...

re. How Taxes Work for UK Dividend Investors

stepone — Wed, 22 Aug 2012 22:12:15 +0100

stepone posted:
The income tax allowance of 6,475 was 2 years ago. It's currently 8,105. The 34,370 figure you quote for higher rate is correct, but obviously should be added to the allowance, so you need to earn 42,475 to become a higher rate taxpayer Also you need to add any dividend income to your earned income to get your total income, so the impact to lower-rate taxpayers can be significant if your dividend income pushes you into the higher bracket.

How Taxes Work for UK Dividend Investors

Stockopedia Features — Wed, 22 Aug 2012 13:54:02 +0100

Stockopedia Features published:
A friend of mine mentioned a whle back that the dividends the received from the pawnbroker Albemarle and Bond Hldg (LON:ABM) were now worth more than his entire initial investment. That is a classic example of something that Warren Buffett has called the "eighth wonder of the world" - the power of compound interest. At a 15% return per year, your annual return will exceed your initial stake in the 16th year and you'll have 'tenbagged' within 17 years. While there are a few stocks that may make an...

Question: Who, exactly, is most guilty of the immoral application of UK tax rules?

Monty9 — Fri, 10 Aug 2012 14:32:04 +0100

Monty9 created:
I have been greatly disappointed, though less surprised, by recent shrill criticism of the immorality of high earners arranging their affairs to minimise tax liabilities. Cameron too is guilty of supporting this mob morality - and he and his sidekick Osborne make the rules. One fears that the next step will inevitably be more poorly judged legislation to target the specific areas where too little tax is deemed paid and perhaps a further step taken to legitimising retroactive tax legislation. That is the last thing this country...

Could you be entitled to dividend tax reclaims?

Steven Dotsch — Tue, 14 Feb 2012 16:32:49 +0000

Steven Dotsch created:
With many online stockbrokers offering these days easy access to shares listed on foreign stock exchanges many investors may be paying unnecessary amounts of dividend withholding tax by not claiming back excess deductions or not having filled out the correct paperwork prior to investment.Once you start receiving dividends, as a UK tax payer, you will usually need to declare this on your self-assessment tax return. You may find that you will be charged tax twice: in the country of origin and in the UK. Often you may be able to...

How using Limit Orders can be a tax on trader's results

timarr — Thu, 02 Feb 2012 21:19:00 +0000

timarr published:
Although behavioral psychology has helped explain some of the odder effects around investment there remain many sceptics. The reason for this isn't hard to find, because if you start out assuming that peculiar features of investment markets are caused by rampant misbehavior then you're quite likely to find evidence to support that assumption. Some of this is down to irrational behavior, no doubt, but perhaps not in the way that the academics first thought. So, for instance, consider the use of the humble limit order. Used unwisely – which...

re. Are you ready for Junior ISAs?

djpreston — Mon, 31 Oct 2011 21:05:39 +0000

djpreston posted:
Don't you know snaj? All bonds are the spawn of evil and never appropriate. Admittedly we don't use them often (and I'm not authorised to advise on bonds - I leave that to others) but the industry should be applauded for improving what's available.

re. Are you ready for Junior ISAs?

snaj — Mon, 31 Oct 2011 20:50:45 +0000

snaj posted:
Darron Yes, 25 to 30 is a reasonable access point as it ties in with hopefully seeing that the 'child' is mature, has lived a little and will hopefully no longer be a 'squander' risk - as well as that being a time when lump sums can be put to 'useful' activity such as home deposits, business capital, starting families, etc Biggest problems with bonds: 1) charges; 2) poor investment choice - a few have improved significantly on these points in recent times, which should be a bigger story than is the...

re. Are you ready for Junior ISAs?

djpreston — Mon, 31 Oct 2011 20:32:05 +0000

djpreston posted:
Oh I agree snaj. Many of my clients and indeed the original core of our business was based around trusts, some many many years old and v large with all sorts of tax problems. Yep, some bonds are fine in some cases - thankfully charges have come down sharply. Your main thrust about setting a more quot;reasonablequot; time to access funds other than 16, 18 or retirement. 25 or even 30 was quite usual for many of our trusts.

re. Are you ready for Junior ISAs?

snaj — Mon, 31 Oct 2011 20:07:52 +0000

snaj posted:
Darron - I agree, in the main. There do now exist bonds that are not so crappy on charges, have decent investment choice and are relatively 'tax-friendly' inside trusts - as always it depends on the specifics of the situation, but there's nothing mutually exclusive about the use of ISAs, pensions and trusts for a child - for substantial sums though, I would argue that the question of access as addressed by trusts should generally be considered ahead of the superior tax situation of ISAs and pensions.