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Please read these Terms of Use (the "Terms") carefully, as they set out our and your legal rights and obligations in relation to the use of our website. If you do not agree to these Terms, you must not use our website regardless of whether you are a Registered User or not. If you register with our website, we will ask you to expressly agree to these Terms but, in the absence of registration, your decision to continue use of this website represents implicit acceptance of these Terms.
(1) Definitions
In these Terms:
“Content Guidelines” means the Posting Guidelines, Article Guidelines and Editing Guidelines posted on our Website and amended by us from time to time;
"Intellectual Property Rights" means all intellectual property rights wherever in the world arising, whether registered or unregistered, and including any application or right of application for such rights (including without limitation copyright and related rights, moral rights, registered and unregistered trademarks, patents, design rights and database rights);
"Registered User" means a person who has created an account with the Website;
“Terms of Use” means these terms together with the Content Guidelines;
"Use" means any use whatsoever and includes, without limitation, viewing, storing, reproducing, displaying, publishing, distributing, broadcasting and/or creating derivative works;
"User Content" means content (including without limitation video, textual, graphic, photographic, audio and audio-visual content) uploaded by a Registered User for Use on or in relation to the Website; and
"Website" means the website at www.stockopedia.co.uk or any successor site operated by us from time to time.
References in these Terms to "we" or "us" mean Stockopedia Limited; and references in these Terms to "you" mean the person using the Website or holding a Registered User account with the Website.
(2) Licence
We or our licensors own the Intellectual Property Rights in the Website and material on the Website.
You may view, download for caching purposes only, and print material from the Website, in each case for personal use only, and subject to the restrictions set out below.
Save to the extent that you own (or are properly licensed by a third party to exercise) the relevant rights, you must not:
(a) republish or redistribute material from the Website (including republication or redistribution on another website or in any other format);
(b) sell, rent or sub-license material from the Website;
(c) edit or otherwise modify any material from the Website except in accordance with the Editing Guidelines contained on the Website;
(d) make any charge in relation to or carry on by way of business any activities in relation to any material obtained from the Website; or
(e) show (whether for commercial purposes or not) any material from the Website in public.
You must not use any material from the Website for any improper or unlawful purpose or conduct any scraping, data mining or automated data collection in relation to the Website.
You must not use the Website in any way that causes, or may cause, damage to the Website or impairment of the availability or accessibility of the Website, or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
The Website is designed for use in the UK only and the information on it relates to investments marketed to residents of the UK. You must not use the Website in any country where its use is or would be prohibited by local laws.
You may only Use the Website if you are at least 18 years of age.
(3) Restricted access
Access to certain areas of the Website is restricted to Registered Users. We reserve the right to restrict access to other areas of the Website, or indeed the whole Website, at our discretion.
You must not use the login details or password of any other person to access restricted areas of the Website.
(4) Registered Users
In order to become a Registered User, you must create an account using the Website interface, and click on the activation link in the email that we will send to you.
You will have an opportunity to identify and correct any input errors you make during the registration process using the Website interface.
Registered Users gain access to additional services and restricted areas on the Website, which may include: (i) the ability to submit and edit stock articles on the Website; (ii) the ability to subscribe to RSS/Atom feeds; (iii) the ability to submit posts to our Website forums and to rate others' posts; (iv) access to our virtual fund trading facility; (v) the facility to create a detailed profile which may be made available via the Website; (vi) access to our Website-based messaging system.
Registered Users must not allow any other person to use their user ID and password, and they must ensure that that user ID and password are kept confidential.
Registered Users accept responsibility for all activities that occur under or in relation to their user ID and password.
Upon our request, Registered Users will provide to us proof of their identity and/or age.
We may also be required by law or regulation to identify Registered Users and disclose your details to a third party including the relevant legal or regulatory authority if requested by them to do so.
We may alter or restrict the services and areas that Registered Users have access to, and/or delete any Registered User's account, in our sole discretion without notice or explanation.
(5) User Content
You grant to us for the full term of copyright (including any extensions, renewals, restorations, revivals and reversions) a non-exclusive royalty-free irrevocable licence to Use the User Content that you submit to the Website, any part of that User Content, and any derivative work based on that User Content and created under these Terms, on or in relation to the Website, any other website and any other media available now or at any time in future. You grant to us the right to sub-license any or all of these rights. You also grant to us the right, under Section 101A of the Copyright, Designs and Patents Act 1988, to bring an action for infringement of any or all of these rights.
You warrant and undertake that you own or have the right to license the relevant Intellectual Property Rights in all User Content that you submit to the Website in accordance with these Terms.
You must ensure that your User Content, and the Use of that User Content in accordance with these Terms, does not constitute:
(a) a financial promotion, an advertisement for any particular investment or investment business, or an invitation or inducement to engage in investment activity;
(b) investment advice, or advice to an investor or potential investor (or an agent for such a person) on the merits of buying, selling, subscribing for or underwriting a particular security or contractually-based investment or exercising any right conferred by such an investment to buy, sell, subscribe for or underwrite such an investment;
(c) the making of an arrangement for another person (whether as principal or agent) to buy, sell, subscribe for or underwrite a security, a contractually-based investment, or an investment of the kind specified by article 86 or article 89 (so far as relevant to that article) of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001; or
(d) any financial service or activity regulated or controlled by or pursuant to the Financial Services and Markets Act 2000 or the Financial Services and Markets Act 2000 (Financial Promotions) Order 2005 or any other applicable law.
You also agree to disclose any material interest you or your associates may have when making contributions to your User Content.
The restrictions above do not, of course, prevent you posting general and generic financial information on the Website to the extent that they do not constitute carrying on regulated investment or the communication of a financial promotion under the Financial Services and Markets Act 2000.
You must ensure that your User Content, material linked to by the User Content, and the Use of User Content in accordance with these Terms:
(a) does not infringe any third party's rights (including without limitation Intellectual Property Rights, reputational rights, rights of confidence and rights of privacy);
(b) does not give rise to any cause of action in any jurisdiction, whether against us, you or a third party;
(c) does not violate any law, statute, ordinance, regulation, legally binding code or market conventions in any jurisdiction (including, without limit, financial services regulations) whether in the United Kingdom or elsewhere;
(e) is not pornographic or sexually explicit;
(f) does not duplicate or substantially duplicate User Content previously published on the Website;
(g) is not threatening, abusive, harassing, menacing or contrary to the principles of internet etiquette;
(h) does not constitute spam or marketing material (any promotional activity should only take place through your Profile, as discussed here); and;
(g) does not contain any viruses, Trojan horses, worms, time bombs or other computer programming routines that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information.
In addition, Stockopedia has developed site specific rules for certain types of User Content or activities, such as the Forum Guidelines, which may be updated from time to time. You undertake to keep yourself informed as to these Guidelines and to ensure that your User Content and your user behaviour is in line with these Guidelines.
We do not undertake to monitor your use of the Website or the posting of User Content by you or any third party on the Website. Nor do we warrant that the Users of the Website have adhered to these Terms, although we use reasonable endeavours to remove User Content which breaches these Terms after it has been brought to our attention. If you become aware of any User Content on the Website which breaches these Terms, you should notify us of that content immediately. You acknowledge that we may edit, delete and/or move User Content without notice or explanation.
(6) Our warranties
You acknowledge that the Website and the material on the Website may be changed from time to time without notice.
You further acknowledge that material on the Website submitted by our Registered Users from time to time is the sole responsible of the Registered User who has submitted that material.
Accordingly, we do not warrant the completeness, veracity, bona fides or accuracy of the material on the Website; nor do we commit to ensuring that the Website remains available or that the material on the Website is kept up-to-date.
We do not grant to you any warranties or make any representations relating to the Website or your Use of the Website, and to the fullest extent permitted by applicable law we exclude all warranties and representations.
(7) Indemnity
You will indemnify us and keep us indemnified against any loss, damage, expense, cost or liability incurred or suffered by us arising out of any breach by you of any of these Terms, or arising out of any claim that you have breached any of these Terms.
(8) Financial disclaimer
Our Website is a forum for the dissemination of general and generic information relating to investments. It is not a forum for the giving of financial advice, advice concerning particular investments or investment decisions or tax or legal advice.
All of the information on our Website about businesses, companies, investment strategies, investments and investment opportunities is provided by our Registered Users and other third parties.
We act as a mere conduit for the information published on our Website, and we do not select, monitor, edit, modify review, evaluate or otherwise oversee the information or the publication of the information on our Website.
Our Website is directed only to UK residents. For the avoidance of doubt, the User Content is not being offered in the US or Canada or to US persons or Canadian persons. Nothing on this Website or any part thereof is intended to constitute an offer or solicitation to buy or sell investments in any jurisdiction.
We do not therefore warrant that our Website complies with the applicable laws or regulations of any particular jurisdiction outside the UK. Accordingly, if it is prohibited to make information provided on this Website or any part thereof available in your jurisdiction or to you (by reason of nationality, residence or otherwise) the Website or any part thereof is not directed at you.
You accept that if you are resident outside the UK, you must satisfy yourself that you are lawfully able to access our Website and, in particular, able to lawfully receive any document which contains links or allows you access to other websites in the country from where you are accessing the User Content.
We does not accept any liability for any costs, losses or damages resulting from, or related to, the availability or content of the Website to persons in jurisdictions outside the UK or to persons who are nominees of or trustees for citizens, resident or nationals of other countries.
Accordingly, we will not be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer arising out of such information or any reliance you may place upon such information.
You should take professional financial advice in connection with, or independently research and verify, any information that you find on our Website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.
Any arrangements between you and any third party contacted via the Website are at your sole risk.
We would like to draw your attention to the following investment warnings: the value of shares and investments and the income derived from them can go down as well as up; investors may not get back the amount they invested; and past performance is not necessarily a guide to future performance.
We are not regulated by the Financial Services Authority.
(9) General disclaimer
Our liability is limited and excluded to the maximum extent permitted under applicable law.
We will not be liable for any direct or indirect loss or damage arising under these Terms or in connection with the Website, whether arising in tort, contract, or otherwise.
Without limiting the generality of the exclusion of liability above, we will not be liable for any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings arising under these Terms or in connection with the Website, whether direct or indirect, and whether arising in tort, contract, or otherwise; nor will we be liable for any loss or damage arising out of any event that is beyond our reasonable control.
If, notwithstanding the limitations of liability in these Terms, we are found to be liable to you, our liability is limited in relation to any event or series of related events will not exceed UK£250.
You agreed to the publication of feedback and comments about you by others on the Website, you acknowledge that such feedback and comments may be critical or defamatory, and you agree that you will not hold us liable in respect of any such feedback and comments, irrespective of whether we are aware or ought to have been aware of such feedback and comments.
Nothing in these Terms will exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.
(10) Third party websites
The Website includes links to other websites. These links are not recommendations, and are provided for your information only. We have no control over the contents of those websites, and accept no responsibility for them or for any loss or damage that may arise from your use of them.
(11) Trade marks
STOCKOPEDIA and our logo are trademarks belonging to us. We give no permission for the use of these trademarks, and such use may constitute an infringement of our rights.
The other registered and unregistered trademarks or service marks on the Website are the property of their respective owners. Unless stated otherwise, we do not endorse and are not affiliated with any of the holders of any such rights and as such we cannot grant any licence to exercise such rights.
(12) Breaches
Without prejudice to our other rights under these Terms, if you (including for the avoidance of doubt Registered Users) breach any of these Terms in any way, or if we reasonably suspect that you have breached any of these Terms in any way, we may:
(a) delete, move or edit any of your User Content;
(b) send you one or more formal warnings;
(c) temporarily suspend your access to the Website;
(d) delete your account;
(e) permanently prohibit you from using the Website;
(f) block computers using your IP address from accessing the Website;
(g) contact your internet services provider and request that they block your access to the Website; and/or
(h) bring court proceeding against you for breach of contract or otherwise.
Where we suspend or prohibit or block your access to the Website or a part of the Website, you must not take any action to circumvent such suspension or prohibition or block (including without limitation using a different account).
(13) General
If any provision of these Terms is held invalid or unenforceable by a court of competent jurisdiction, the remaining provisions of these Terms will remain in full force and effect, and any such invalid or unenforceable provisions will be deemed omitted.
No waiver of any provision of these Terms by us, whether by conduct or otherwise, in any one or more instances, will be deemed to be, or be construed as, a further or continuing waiver of that provision or any other provision of these Terms.
These Terms are for the benefit of us and our users and are not intended to benefit, or be enforceable by, any other person. Any termination, rescission, amendment, variation, waiver or settlement under these Terms will not be subject to the consent of any third party.
User Content posted on the Website may be retained by us either on-line or archived for a period of seven years.
You may not assign, charge, sub-contract or otherwise transfer any of your rights or obligations arising under these Terms. Any attempt by you to do so will be null and void. We may assign, charge, sub-contract or otherwise transfer these Terms, or any of our rights or obligations arising under these Terms, at any time.
We may vary these Terms from time-to-time by posting a new version of the Terms on the Website. If you are a Registered User, we may also give you notice of the variation. Your continued use of the Website after a variation will constitute your acceptance of the variation.
These Terms constitutes the entire agreement between you and us in relation to your use of the Website, and supersede all previous agreements in respect of your use of the Website.
These Terms will be governed by and construed in accordance with English law, and the English courts will have (subject to the following) exclusive jurisdiction to adjudicate any disputes arising out of or relating to these Terms. Both you and we irrevocably agree for the benefit of the other to settle any dispute which may arise out of, under, or in connection with these Terms or the legal relationship established by them, and for those purposes we both irrevocably submit all disputes to the jurisdiction of the English courts. For the exclusive benefit of Stockopedia, Stockopedia retains the right to bring proceedings as to the substance of the matter in the courts of the country of your residence or, where these Terms are, subject to the financial disclaimer in clause 8 above, entered into in the course of your trade or profession, the country of your principal place of business.
(14) Information
The Website is owned and operated by Stockopedia Ltd. Our registered office address is at Stockopedia Limited, Office B224, Macmillan House, Paddington, London, W2 1FT, United Kingdom. Our company registration number is 06367267. If you wish to contact us, please email us via admin @ stockopedia.co.uk or write to us at this address.
You should print a copy of these Terms for future reference. We will not file a copy of these Terms specifically in relation to you, and they may not be accessible on the Website in future.
These Terms are available in the English language only.
Version 1.4 18 January 2010