Bank Of Ireland (BKIR)
market vs.
industry GROWTH & VALUE
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| PE Ratio (f) | n/a |
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| Price to Book Value | 0.64 |
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market vs.
industry QUALITY
| Year End 31st Dec | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013E | 2014E | CAGR / Avg | |
| Revenue | €m | |||||||||
| Operating Profit | €m | |||||||||
| Net Profit | €m | |||||||||
| EPS Reported | € | |||||||||
| EPS Normalised | € | |||||||||
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| Op. Cashflow ps | € | |||||||||
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| Cash etc | €m | |||||||||
| Working Capital | €m | |||||||||
| Net Fixed Assets | €m | |||||||||
| Net Debt | €m | |||||||||
| Book Value | €m | |||||||||
| Average Shares | m | |||||||||
| Book Value ps | € | -41.5% | ||||||||
FINANCIAL BRIEF: For the fiscal year ended 31 December 2012, Bank of Ireland interest income decreased 13% to EUR4.01B. Net interest loss after loan loss provision decreased 29% to EUR332M. Net loss totaled EUR1.82B vs. income of EUR45M. Net interest income after loan loss provision reflects BOI Life segment increase from EUR5M to EUR38M. Net loss reflects Insurance Contract increase from EUR750M to EUR1.73B (expense). more »
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market vs.
industry RECENT HISTORY
| Latest interim period (ended 31st Dec '12) vs. prior year | ||||
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BROKER CONSENSUS & FORECAST TREND
| Recommendation: | Strong Sell | Sell | Hold | Buy | Strong Buy |
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| No. of Analysts: | 2 | 1 | 3 | 3 | 0 |
Bank of Ireland and its subsidiaries provide a range of banking and other financial services. The Company operates in five segments: Retail Ireland, Bank of Ireland Life, Retail UK, Corporate and Treasury and Group Centre. Group Centre includes capital management activities, Government guarantee fees and unallocated group support costs. Its subsidiaries include Bank of Ireland International Finance Limited, Bank of Ireland (I.O.M.) Limited, Bank of Ireland Life Holdings Limited, Bank of Ireland Mortgage Bank, Bank of Ireland (UK) plc, First Rate Exchange Services Holdings Limited, ICS Building Society and Midasgrange Limited. On February 24, 2011, the Company sold Bank of Ireland Securities Services (BoISS) to Northern Trust Corporation. In April 2011, it sold 50% holding in Paul Capital Investments LLC. During the year ended 31 December 2011, the Company sold a portion of its United Kingdom mortgage loan portfolio and a portion of its United Kingdom investment property portfolio.
Directors: Richie Boucher (CEO) 54, Andrew Keating (CFO) 42, Des Crowley (Corp. Exec.) , Liam McLoughlin (Corp. Exec.) , Michael Torpey (Corp. Exec.) , Denis Donovan (Other) , Pat Farrell (Other) , Peter Morris (Other) , Vincent Mulvey (Other) , Senan Murphy (Other) ,
No. of Employees: 12,016 No. of Shareholders: 100,921
| Last Annual | December 31st, 2012 |
| Last Interim | December 31st, 2012 |
| Shares in Issue | 30,108,928,692 |
| Free Float | 19.82bn (65.8%) |
| Sector | Financials |
| Industry | Banking Services |
| Index | |
| Exchange |
London Stock Exchange |
| Eligible for | an ISA? a SIPP? |
| Address | 40 Mespil Road Dublin 4, DUBLIN, Ireland |
| Web | http://www.bankofireland.com/ |
| Phone | +353 1 6615933 |
| Contact | Tony Joyce (Head - Group Investor Relations) |
| Registrar | Computershare Investor Services (Ireland) Limited |
| Auditors | PricewaterhouseCoopers LLP |
| 24th Apr | Notice of Results of Annual General Court |
| 24th Apr | Repurchase |
| 24th Apr | Interim Management Statement |
| 2nd Apr | Repurchase |
| 27th Mar | Publication of Form 20F and Pillar 3 Disclosures |
| 19th Mar | Total Voting Rights |
