- AU$212.92m
- AU$4.57bn
- AU$510.40m
- 16
- 90
- 49
- 53
Growth & Value
| 12m Forecast Rolling | Industry | Market | |
|---|---|---|---|
| PE Ratio (f) | 8.19 | ||
| PEG Ratio (f) | 0.15 | ||
| EPS Growth (f) | 126.88% | ||
| Dividend Yield (f) | 4.44% | ||
| Valuation (ttm) | Industry | Market | |
|---|---|---|---|
| Price to Book Value | 0.37 | ||
| Price to Tang. Book | 0.48 | ||
| Price to Free Cashflow | n/a | ||
| Price to Sales | 0.38 | ||
| EV to EBITDA | 1,203.06 | ||
Shareholder Activity
| Type | Buy / Hold / Sell |
|---|---|
| Institutions | |
| Directors | |
| Community |
Guru Screens
Quality
| Name | Industry | Market | |
|---|---|---|---|
| Return on Capital | -0.34% | ||
| Return on Equity | -2.51% | ||
| Operating Margin | -3.11% | ||
Financial Summary
| Year End 30th Jun | Unit | 2019 | 2020 | 2021 | 2022 | 2023 | 2024E | 2025E | CAGR / Avg |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | AU$m | 487.8 | 474.6 | 444.4 | 440.4 | 510.4 | 616.83 | 698.56 | 1.28% |
| Operating Profit | m | ||||||||
| Net Profit | m | ||||||||
| EPS Reported | |||||||||
| Diluted Normalised EPS | |||||||||
| EPS Growth | % | -7.92 | -28.16 | +7.64 | n/a | n/a | +255.56 | +125 | n/a |
| PE Ratio | x | ||||||||
| PEG | |||||||||
| Profitability | |||||||||
| Operating Margin | % | ||||||||
| ROA | % | ||||||||
| ROCE | % | ||||||||
| ROE | % | ||||||||
| Cashflow | |||||||||
| Op. Cashflow ps | |||||||||
| Capex ps | |||||||||
| Free Cashflow ps | |||||||||
| Dividends | |||||||||
| Dividend ps | |||||||||
| Dividend Growth | % | ||||||||
| Dividend Yield | % | ||||||||
| Dividend Cover | x | ||||||||
| Balance Sheet | |||||||||
| Cash etc | m | ||||||||
| Working Capital | m | ||||||||
| NFA | m | ||||||||
| Net Debt | m | ||||||||
| Book Value | m | ||||||||
| Diluted Weighted Average Shares | m | ||||||||
| Book Value ps | |||||||||
Other Ratios
| Leverage (ttm) | Total | - Intang | + Pension |
|---|---|---|---|
| Gross Gearing | |||
| Net Gearing | |||
| Cash / Assets |
| Liquidity (ttm) | |
|---|---|
| Curr. Ratio | |
| Quick Ratio | |
| Interest Cov. | |
| Efficiency (ttm) | |
|---|---|
| Asset Turnover | |
| Recs Turnover | |
| Stock Turnover | |
Recent History
| Latest interim period vs. prior period | Industry | Market | |
|---|---|---|---|
| Sales Growth | |||
| EPS Growth | |||
| 3yr Compound Annual Growth Rate | Industry | Market | |
|---|---|---|---|
| Sales CAGR | |||
| EPS CAGR | |||
| DPS CAGR | |||
Profile Summary
humm Group Limited is an Australia-based diversified non-bank financial services company providing lending, directly and through a network of retailers and brokers. The Company’s products include asset finance, credit cards, Point of sale Payment Plans (PosPP) and other finance solutions designed around the core needs of shoppers, retailers, and small to medium enterprises. The Company’s brands include humm, humm90, Q Mastercard and FlexiCommercial. The Company operates through four segments: Commercial, New Zealand Cards, Australia Cards, and PosPP. Its Commercial segment consists of Australia and New Zealand Commercial. Its New Zealand Cards segment includes Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard. Its Australia Cards segment includes humm90, Lombard and Once. Its PosPP segment includes a consolidation of humm Australia, Canada and Ireland. The Company operates in Australia, New Zealand, Ireland, the United Kingdom and Canada.
Directors
- Andrew Abercrombie NEC (64)
- Rebecca James CEO
- Chris Lamers DCE
- Christine Christian NVC (63)
- Adrian Fisk CFO
- Andrew Murrell COO
- Vaughan Dixon CIO
- Matthew Beaman GCN
- Tim Lord OTH
- Natalie Nicholson OTH
- Robert Wright OTH
- Belinda Hannover SEC
- John Wylie NED
- Carole Campbell NID (58)
- Rajeev Dhawan NID (54)
- Alistair Muir NID
- Last Annual
- June 30th, 2023
- Last Interim
- December 31st, 2023
- Incorporated
- November 14th, 2006
- Public Since
- December 12th, 2006
- No. of Shareholders
- 13,740
- No. of Employees
- 730
- Sector
- Banking Services
- Industry
- Financials
- Exchange
Australian Stock Exchange - SEATS- Shares in Issue
- 495,152,650
- Address
- Locked Bag 5005, Royal Exchange, SYDNEY, 1225
- Web
- https://www.shophumm.com/humm-group/
- Phone
- +61 289052000
- Auditors
- Ernst & Young
Upcoming Events for HUM
Humm Group Ltd Annual Shareholders Meeting
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FAQ
What is the Humm share price?
As of Today at 21:12 UTC, shares in Humm are trading at AU$0.43. This share price information is delayed by 15 minutes.
How has the Humm share price performed this year?
Shares in Humm last closed at AU$0.43 and the price had moved by over the past 365 days. In terms of relative price strength the Humm share price has underperformed the ASX All Ordinaries Index by -9.66% over the past year.
What are the analyst and broker recommendations for Humm?
The overall consensus recommendation for Humm is Buy. You can view the full broker recommendation list by unlocking its StockReport.
What is the Humm dividend yield?
The Humm dividend yield is 4.07% based on the trailing twelve month period.
Does Humm pay a dividend?
Last year, Humm paid a total dividend of AU$0.02, and it currently has a trailing dividend yield of 4.07%. We do not have any data on when Humm is to next pay dividends.
When does Humm next pay dividends?
We do not have data on when Humm is to next pay dividends. The historic dividend yield on Humm shares is currently 4.07%.
How do I buy Humm shares?
To buy shares in Humm you'll need a share-dealing account with an online or offline stock broker. Once you have opened your account and transferred funds into it, you'll be able to search and select shares to buy and sell. You can use Stockopedia’s share research software to help you find the the kinds of shares that suit your investment strategy and objectives.
What is the market cap of Humm?
As of the previous close price of AU$0.43, shares in Humm had a market capitalisation of AU$212.92m.
Where are Humm shares listed?
Here are the trading details for Humm:
- Country of listing: Australia
- Exchange: ASX
- Ticker Symbol: HUM
What kind of share is Humm?
Based on an overall assessment of its quality, value and momentum Humm is currently classified as a Neutral. The classification is based on a composite score that examines a wide range of fundamental and technical measures. Stock are classified on the the following spectrum: Super Stocks, High Flyers, Contrarians, Turnarounds, Neutral, Value Traps, Momentum Traps, Falling Stars, and Sucker Stocks. For more information, learn about our StockRank Styles.
Is there a Humm share price forecast for 2024?
The analyst consensus target price for shares in Humm is AU$0.63. That is 46.51% above the last closing price of AU$0.43.
Analysts covering Humm currently have a consensus Earnings Per Share (EPS) forecast of AU$0.02 for the next financial year.
What is the trend in the Humm share price?
An important predictor of whether a stock price will go up is its track record of momentum. Price trends tend to persist, so it's worth looking at them when it comes to a share like Humm. Over the past six months, its share price has underperformed the ASX All Ordinaries Index by -7.93%.
As of the last closing price of AU$0.43, shares in Humm were trading -11.04% below their 200 day moving average. You can read more about the power of momentum in assessing share price movements on Stockopedia.
What is the Humm PE Ratio?
The Humm PE ratio based on its reported earnings over the past 12 months is 8.19. The shares last closed at AU$0.43.
The PE ratio (or price-to-earnings ratio) is the one of the most popular valuation measures used by stock market investors. It is calculated by dividing a company's price per share by its earnings per share.
The PE ratio can be seen as being expressed in years, in the sense that it shows the number of years of earnings which would be required to pay back the purchase price, ignoring inflation. So in general terms, the higher the PE, the more expensive the stock is.
Who are the key directors of Humm?
Humm's management team is headed by:
- Andrew Abercrombie - NEC
- Rebecca James - CEO
- Chris Lamers - DCE
- Christine Christian - NVC
- Adrian Fisk - CFO
- Andrew Murrell - COO
- Vaughan Dixon - CIO
- Matthew Beaman - GCN
- Tim Lord - OTH
- Natalie Nicholson - OTH
- Robert Wright - OTH
- Belinda Hannover - SEC
- John Wylie - NED
- Carole Campbell - NID
- Rajeev Dhawan - NID
- Alistair Muir - NID