Lloyds Banking (LLOY)
market vs.
industry GROWTH & VALUE
| 12m Forecast Rolling | ||||
| PE Ratio (f) | 12.3 |
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| Valuation (ttm) | ||||
| Price to Book Value | 1.04 |
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market vs.
industry QUALITY
| Year End 31st Dec | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013E | 2014E | CAGR / Avg | |
| Revenue | £m | |||||||||
| Operating Profit | £m | |||||||||
| Net Profit | £m | |||||||||
| EPS Reported | p | |||||||||
| EPS Normalised | p | |||||||||
| EPS Growth | % | |||||||||
| PE Ratio | x | |||||||||
| PEG | x | |||||||||
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| Op. Cashflow ps | p | |||||||||
| Capex ps | p | |||||||||
| Free Cashflow ps | p | |||||||||
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| Dividend ps | p | |||||||||
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| Dividend Cover | x | |||||||||
| Balance Sheet | ||||||||||
| Cash etc | £m | |||||||||
| Working Capital | £m | |||||||||
| Net Fixed Assets | £m | |||||||||
| Net Debt | £m | |||||||||
| Book Value | £m | |||||||||
| Average Shares | m | |||||||||
| Book Value ps | p | -10.6% | ||||||||
FINANCIAL BRIEF: For the three months ended 31 March 2013, Lloyds Banking Group PLC interest income decreased 11% to L5.38B. Net interest income after loan loss provision decreased 65% to L457M. Net income totaled L1.53B vs. loss of L5M. Net interest income after loan loss provision reflects decrease in interest earning assets and increase in interest bearing liabilities. Net Income reflects Other Operating Income increase of 84% to L1.86B (income). more »
| Leverage (ttm) | Total | Ex Intang | |||
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market vs.
industry RECENT HISTORY
| Latest interim period (ended 31st Dec '12) vs. prior year | ||||
| Sales Growth | % |
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| 3yr Average Annualised | ||||
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BROKER CONSENSUS & FORECAST TREND
| Recommendation: | Strong Sell | Sell | Hold | Buy | Strong Buy |
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| No. of Analysts: | 2 | 6 | 9 | 3 | 10 |
Lloyds Banking Group plc, is a financial services group providing a range of banking and financial services, primarily in the United Kingdom, to personal and corporate customers. The Company operates in five segments: Retail, Wholesale, Commercial,Wealth and International, and Insurance. Its main business activities are retail, commercial and corporate banking, general insurance, and life, pensions and investment provision. Its International business comprises its international banking businesses outside the United Kingdom. Services are offered through a number of brand, including Lloyds TSB, Halifax, Bank of Scotland, Scottish Widows,and a range of distribution channels. In February 2010, Computershare Limited acquired HBOS Employee Equity Solutions (HBOS EES) from the Company. In January 2011, the Company disposed its interests in the two wholly owned subsidiary companies.
Directors: Antonio Horta-Osorio (CEO) 49, George Culmer (Fin. Dir.) 50, Andrew Bester (Corp. Exec.) 47, Juan Colombas (CRO) , Alison Brittain (Other) , Mark Fisher (Other) , Antonio Lorenzo (Other) , John Maltby (Other) , David Nicholson (Other) , Toby Strauss (Other) ,
No. of Employees: 113,617 No. of Shareholders: 2,732,658
| Last Annual | December 31st, 2012 |
| Last Interim | December 31st, 2012 |
| Shares in Issue | 71,118,256,788 |
| Free Float | 43.26bn (60.8%) |
| Sector | Financials |
| Industry | Banking Services |
| Index | FTSE Eurofirst 100 , FTSEUROFIRST 300 , E300 ex EURO COR, FTSE 350 Act , FTSE Lower Yield , FT350 Banks , FTSE 100 , FTSE 100 Eod Gbp , |
| Exchange |
London Stock Exchange (Full) |
| Eligible for | an ISA? a SIPP? |
| Address | 25 Gresham Street, LONDON, EC2V 7HN, United Kingdom |
| Web | http://www.lloydsbankinggroup.com/ |
| Phone | +44 20 76261500 |
| Contact | Charles King (IR Contact Officer) |
| Registrar | Lloyds TSB Registrars (Sussex) |
| Auditors | PricewaterhouseCoopers LLP |
| Thu 3:48pm | Result of EGM |
| Thu 3:43pm | Result of AGM |
| 13th May | Director/PDMR Shareholding |
| 13th May | Directorate Change |
| 10th May | SALE OF UK COMMERCIAL REAL ESTATE LOANS PORTFOLIO |
| 1st May | SENIOR UNSECURED NOTES OUTSTANDING BALANCE UPDATE |
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